THE USE OF TOOLS OF THE FINANCIAL MARKET TO IMPROVE THE QUALITY OF SAVINGS OF CITIZENS
https://doi.org/10.26425/1816-4277-2018-12-96-102
Abstract
One of the development goals is still to improve the level and quality of life of citizens through the use of financial market instruments. For this purpose the Ministry of Finance has issued the special bonds (OFZ-n) in 2017 intended for citizens (ISIN code - RU000A0ZYXW7). These bonds should have interested citizens as an investment object, becoming an alternative to bank deposits. Data on the placement of the latest issues OFZ-n indicate a decline in inter-est to them from investors. The article discusses the details of the structure of OFZ-n bonds, which determine their investment qualities. It has concluded that the emergence of OFZ-n did not fundamentally affect the investment behavior of Russian citizens, as a result of which the quality of citizens’ savings portfolios remained at the same level.
About the Authors
V. Polyakova
Государственный университет управления
Russian Federation
Russian Federation
L. Tokun
Государственный университет управления
Russian Federation
Russian Federation
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Review
For citations:
Polyakova V., Tokun L. THE USE OF TOOLS OF THE FINANCIAL MARKET TO IMPROVE THE QUALITY OF SAVINGS OF CITIZENS. Vestnik Universiteta. 2018;(12):96-102. (In Russ.) https://doi.org/10.26425/1816-4277-2018-12-96-102
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