For citations:
Elfimova A.D., Malieva F.G. Electronic means of payment: essence and development prospects. Vestnik Universiteta. 2025;(3):87-98. (In Russ.) https://doi.org/10.26425/1816-4277-2025-3-87-98
Elfimova A.D., Malieva F.G. Electronic means of payment: essence and development prospects. Vestnik Universiteta. 2025;(3):87-98. (In Russ.) https://doi.org/10.26425/1816-4277-2025-3-87-98